/* ============================================================
   Sovereigns Bank — premium static site
   Palette: obsidian navy + champagne gold
   ============================================================ */

:root {
  --bg:        #080b12;
  --bg-2:      #0a0e17;
  --panel:     #0e131f;
  --panel-2:   #111828;
  --ink:       #eef1f7;
  --muted:     #99a3b5;
  --faint:     #667085;
  --line:      rgba(233, 214, 168, 0.14);
  --line-soft: rgba(255, 255, 255, 0.07);

  --gold:      #e9d6a8;
  --gold-2:    #c9a86a;
  --gold-deep: #b8975a;
  --grad-gold: linear-gradient(120deg, #f3e4bd 0%, #d8b878 45%, #b8975a 100%);

  --serif: "Fraunces", Georgia, "Times New Roman", serif;
  --sans:  "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  --maxw: 1180px;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  background: var(--bg);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

/* subtle film grain over everything */
.grain {
  position: fixed; inset: 0; z-index: 1; pointer-events: none;
  opacity: 0.035; mix-blend-mode: overlay;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='3'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

a { color: inherit; text-decoration: none; }
em { font-style: italic; }

/* ---------- Layout helpers ---------- */
.section {
  position: relative; z-index: 2;
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 130px 32px;
}
.section.alt { max-width: none; background: var(--bg-2); }
.section.alt > * { max-width: var(--maxw); margin-inline: auto; }

.section-head { max-width: 720px; margin-bottom: 64px; }
.kicker {
  font-size: 12px; letter-spacing: 0.22em; text-transform: uppercase;
  color: var(--gold-2); margin-bottom: 18px; font-weight: 600;
}
.kicker.centered, .lede.centered { text-align: center; }
h2 {
  font-family: var(--serif); font-weight: 500;
  font-size: clamp(30px, 4vw, 46px); line-height: 1.1;
  letter-spacing: -0.01em;
}
.lede { color: var(--muted); margin-top: 20px; font-size: 19px; max-width: 640px; }
.lede.centered { margin-inline: auto; }

/* ---------- Nav ---------- */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 50;
  display: flex; align-items: center; justify-content: space-between;
  padding: 20px 32px;
  transition: background .4s var(--ease), border-color .4s var(--ease), padding .4s var(--ease);
  border-bottom: 1px solid transparent;
}
.nav.scrolled {
  background: rgba(8, 11, 18, 0.82);
  backdrop-filter: blur(14px) saturate(140%);
  -webkit-backdrop-filter: blur(14px) saturate(140%);
  border-bottom: 1px solid var(--line-soft);
  padding: 14px 32px;
}
.brand { display: flex; align-items: center; gap: 12px; }
.brand-mark { display: grid; place-items: center; }
.brand-word {
  font-family: var(--serif); font-size: 20px; font-weight: 600;
  letter-spacing: 0.01em;
}
.brand-thin { color: var(--gold); font-weight: 400; }
.nav-links { display: flex; align-items: center; gap: 34px; }
.nav-links a {
  font-size: 14.5px; color: var(--muted); transition: color .25s var(--ease);
}
.nav-links a:hover { color: var(--ink); }
.nav-cta {
  color: var(--gold) !important;
  border: 1px solid var(--line);
  padding: 9px 18px; border-radius: 999px;
  transition: background .3s var(--ease), border-color .3s var(--ease);
}
.nav-cta:hover { background: rgba(233,214,168,.08); border-color: var(--gold-2); }

/* ---------- Hero ---------- */
.hero {
  position: relative; z-index: 2;
  min-height: 100svh;
  display: flex; align-items: center;
  padding: 140px 32px 90px;
  overflow: hidden;
}
.hero-inner { max-width: 900px; margin: 0 auto; width: 100%; }
.aurora {
  position: absolute; inset: -20% -10% auto -10%; height: 120%;
  z-index: -1; filter: blur(60px); opacity: 0.55;
  background:
    radial-gradient(45% 55% at 20% 30%, rgba(200,168,106,.35), transparent 70%),
    radial-gradient(40% 50% at 80% 20%, rgba(63,94,140,.45), transparent 70%),
    radial-gradient(50% 60% at 60% 80%, rgba(120,90,180,.22), transparent 70%);
  animation: drift 18s ease-in-out infinite alternate;
}
@keyframes drift {
  0%   { transform: translate3d(0,0,0) scale(1); }
  100% { transform: translate3d(-4%, 3%, 0) scale(1.08); }
}
.eyebrow {
  font-size: 13px; letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--gold-2); margin-bottom: 26px;
  display: inline-flex; align-items: center; gap: 10px;
}
.eyebrow::before {
  content: ""; width: 34px; height: 1px;
  background: linear-gradient(90deg, var(--gold-2), transparent);
}
.hero-title {
  font-family: var(--serif); font-weight: 500;
  font-size: clamp(40px, 6.4vw, 82px); line-height: 1.04;
  letter-spacing: -0.02em;
}
.hero-title em {
  background: var(--grad-gold);
  -webkit-background-clip: text; background-clip: text;
  -webkit-text-fill-color: transparent;
}
.hero-sub {
  color: var(--muted); font-size: 20px; max-width: 620px;
  margin-top: 30px; line-height: 1.6;
}
.hero-actions { display: flex; gap: 16px; margin-top: 42px; flex-wrap: wrap; }

.hero-stats {
  display: flex; gap: 48px; margin-top: 70px; flex-wrap: wrap;
  padding-top: 34px; border-top: 1px solid var(--line-soft);
}
.hero-stats dt {
  font-family: var(--serif); font-size: 22px; color: var(--gold);
  margin-bottom: 4px;
}
.hero-stats dd { color: var(--faint); font-size: 14.5px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  font-size: 15px; font-weight: 500; letter-spacing: 0.01em;
  padding: 14px 28px; border-radius: 999px;
  transition: transform .25s var(--ease), box-shadow .3s var(--ease), background .3s var(--ease);
  will-change: transform;
}
.btn-lg { padding: 17px 34px; font-size: 16px; }
.btn-gold {
  background: var(--grad-gold); color: #1a1508; font-weight: 600;
  box-shadow: 0 10px 30px -12px rgba(216,184,120,.6);
}
.btn-gold:hover { transform: translateY(-2px); box-shadow: 0 16px 40px -14px rgba(216,184,120,.7); }
.btn-ghost {
  border: 1px solid var(--line); color: var(--ink);
}
.btn-ghost:hover { background: rgba(255,255,255,.04); border-color: var(--gold-2); transform: translateY(-2px); }

/* ---------- Marquee strip ---------- */
.strip {
  position: relative; z-index: 2;
  border-block: 1px solid var(--line-soft);
  background: var(--bg-2);
  overflow: hidden; padding: 22px 0;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 12%, #000 88%, transparent);
          mask-image: linear-gradient(90deg, transparent, #000 12%, #000 88%, transparent);
}
.strip-track {
  display: inline-flex; align-items: center; gap: 34px; white-space: nowrap;
  animation: scroll 32s linear infinite;
  font-family: var(--serif); font-size: 22px; color: var(--muted);
}
.strip-track i { color: var(--gold-2); font-style: normal; }
@keyframes scroll { to { transform: translateX(-50%); } }

/* ---------- Cards ---------- */
.cards { display: grid; gap: 22px; }
.cards.three { grid-template-columns: repeat(3, 1fr); }
.card {
  position: relative;
  background: linear-gradient(180deg, var(--panel), var(--panel-2));
  border: 1px solid var(--line-soft);
  border-radius: 18px; padding: 38px 32px 34px;
  overflow: hidden;
  transition: transform .4s var(--ease), border-color .4s var(--ease);
}
.card::before {
  content: ""; position: absolute; inset: 0 0 auto 0; height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold-2), transparent);
  opacity: 0; transition: opacity .4s var(--ease);
}
.card:hover { transform: translateY(-6px); border-color: var(--line); }
.card:hover::before { opacity: .8; }
.card-num {
  font-family: var(--serif); font-size: 14px; color: var(--gold-2);
  letter-spacing: 0.1em;
}
.card h3 {
  font-family: var(--serif); font-weight: 500; font-size: 27px;
  margin: 16px 0 12px;
}
.card p { color: var(--muted); font-size: 16px; }

/* ---------- Focus list ---------- */
.focus-list { display: grid; gap: 0; }
.focus {
  display: grid; grid-template-columns: 88px 1fr; gap: 28px;
  align-items: start;
  padding: 44px 8px;
  border-top: 1px solid var(--line-soft);
  transition: padding-left .35s var(--ease);
}
.focus:last-child { border-bottom: 1px solid var(--line-soft); }
.focus:hover { padding-left: 22px; }
.focus-icon {
  color: var(--gold); width: 88px; height: 88px;
  display: grid; place-items: center;
  border: 1px solid var(--line); border-radius: 16px;
  background: radial-gradient(120% 120% at 30% 20%, rgba(233,214,168,.06), transparent);
}
.focus-body h3 {
  font-family: var(--serif); font-weight: 500; font-size: 30px; margin-bottom: 10px;
}
.focus-body p { color: var(--muted); max-width: 640px; }

/* ---------- Steps ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; list-style: none; }
.step {
  background: linear-gradient(180deg, var(--panel), var(--panel-2));
  border: 1px solid var(--line-soft); border-radius: 18px;
  padding: 36px 30px;
  transition: transform .4s var(--ease), border-color .4s var(--ease);
}
.step:hover { transform: translateY(-6px); border-color: var(--line); }
.step-index {
  font-family: var(--serif); font-size: 30px;
  background: var(--grad-gold); -webkit-background-clip: text; background-clip: text;
  -webkit-text-fill-color: transparent;
  display: block; margin-bottom: 18px;
}
.step h3 { font-family: var(--serif); font-weight: 500; font-size: 23px; margin-bottom: 12px; }
.step p { color: var(--muted); font-size: 16px; }

/* ---------- Partners ---------- */
.partners-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center;
}
.partners-grid .btn { margin-top: 30px; }
.partner-types { list-style: none; display: grid; gap: 16px; }
.partner-types li {
  border: 1px solid var(--line-soft); border-radius: 14px;
  padding: 24px 26px; background: var(--panel);
  transition: border-color .35s var(--ease), transform .35s var(--ease);
}
.partner-types li:hover { border-color: var(--line); transform: translateX(6px); }
.partner-types h4 {
  font-family: var(--serif); font-weight: 500; font-size: 21px; color: var(--gold);
  margin-bottom: 6px;
}
.partner-types p { color: var(--muted); font-size: 15.5px; }

/* ---------- Parent ---------- */
.section.parent { text-align: center; }
.parent-inner { max-width: 760px; margin: 0 auto; }

/* ---------- Contact ---------- */
.section.contact { padding-top: 40px; }
.contact-card {
  display: grid; grid-template-columns: 1.2fr 1fr; gap: 50px; align-items: center;
  background:
    radial-gradient(120% 140% at 100% 0%, rgba(200,168,106,.12), transparent 60%),
    linear-gradient(180deg, var(--panel), var(--panel-2));
  border: 1px solid var(--line);
  border-radius: 26px; padding: 60px;
}
.contact-actions { text-align: left; }
.contact-actions .btn { width: 100%; }
.contact-note { color: var(--faint); font-size: 14.5px; margin-top: 18px; }
.contact-note a { color: var(--gold-2); border-bottom: 1px solid transparent; }
.contact-note a:hover { border-color: var(--gold-2); }

/* ---------- Footer ---------- */
.footer {
  position: relative; z-index: 2;
  border-top: 1px solid var(--line-soft);
  background: var(--bg-2);
}
.footer-inner {
  max-width: var(--maxw); margin: 0 auto; padding: 50px 32px;
  display: flex; justify-content: space-between; align-items: flex-end;
  gap: 30px; flex-wrap: wrap;
}
.footer-brand p { color: var(--faint); font-size: 14.5px; margin-top: 10px; }
.footer-meta { display: flex; flex-direction: column; gap: 6px; text-align: right; color: var(--faint); font-size: 13.5px; }

/* ---------- Reveal on scroll ---------- */
.reveal { opacity: 0; transform: translateY(26px); transition: opacity .8s var(--ease), transform .8s var(--ease); }
.reveal.in { opacity: 1; transform: none; }

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
  .nav-links a:not(.nav-cta) { display: none; }
  .cards.three, .steps { grid-template-columns: 1fr; }
  .partners-grid, .contact-card { grid-template-columns: 1fr; }
  .contact-card { padding: 40px 30px; }
  .section { padding: 90px 24px; }
  .hero { padding: 120px 24px 70px; }
  .focus { grid-template-columns: 64px 1fr; gap: 20px; }
  .focus-icon { width: 64px; height: 64px; }
  .footer-inner { flex-direction: column; align-items: flex-start; }
  .footer-meta { text-align: left; }
}

@media (prefers-reduced-motion: reduce) {
  * { animation: none !important; scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; }
}